Feb
4
2012

Spending marks the believer

In the Name of Allah the Most Gracious, the Most Merciful

Spending is a fundamental character that marks a believer, Allah the Almighty said in the Noble Quran:

(Alif-Lam-Mim. [These letters are one of the miracles of the Qur'an and none but Allah (Alone) knows their meanings] This is the Book (the Qur’an), whereof there is no doubt, a guidance to those who are Al-Muttaqun [the pious and righteous persons who fear Allah much (abstain from all kinds of sins and evil deeds which He has forbidden) and love Allah much (perform all kinds of good deeds which He has ordained)] Who believe in the Ghaib and perform As-Salat (Iqamat-as-Salat), and spend out of what we have provided for them [i.e. give Zakat , spend on themselves, their parents, their children, their wives, etc., and also give charity to the poor and also in Allah's Cause - Jihad, etc.])

[Surat Al Baqara, verse 1-3]

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Any collective meaning in Quran stays collective, hence, spending means to spend money, effort, time, and everything that Allah blessed us with.

What should we spend?

1- Spend of things we love:

Dear brothers, what should we spend? The answer to that is to spend from things we love, things we long for, things we usually choose for ourselves, and things that are a subject of our admiration, and this is what we should spend from. Allah the Almighty said in the Holy Quran:

(By no means shall you attain Al-Birr (piety, righteousness, etc., it means here Allah’s Reward, i.e. Paradise), unless you spend (in Allah’s Cause) of that which you love)

[Surat Al Imran, verse 92]

2- We were forbidden to spend from ill-gotten things:

Dear brothers, Allah forbids believers to spend from the following that is mentioned in this Ayah:

(and do not aim at that which is bad to spend from it, (though) you would not accept it save if you close your eyes and tolerate therein. And know that Allah is Rich (Free of all wants), and Worthy of all praise)

[Surat Al Baqara, verse 267]

Dear brothers, when you spend, that will be for your own happiness and safety.

3- We were ordered to spend from (legally) earned things:

Spend from your Halal (legally earned) earned money, from your good money, from money that you earned legally according to Allah’s method, free from falsehood, deceit, , fraud, cheating, swindling, free from monopolizing, and that is earned from selling permissible goods without committing any impermissible affairs.
Allah said in the noble Quran:

(O you who believe! Spend of the good things which you have (legally) earned)

[Surat Al Baqara, verse 267]

When do we spend? In adversities and prosperities:

Spending should be in prosperity and adversity, as spending is a steady behavior in the believer’s life, Allah the Almighty said in the noble Quran:

(Those who spend [in Allah's Cause - deeds of charity, alms, etc.] in prosperity and in adversity)

[Surat Al Imran, verse 134]

Spending is when you are rich, when you are poor, when you are in economical hardship or when your economical state is good.

When do we spend? Secretly and in public:

Secretly and in public, Allah the Almighty said in the noble Quran:

(Those who spend their wealth (in Allah’s Cause) by night and day, in secret and in public)

[Surat Al Baqara, verse 274]

Spending in public has a purpose:

Dear brothers, sometimes, it will be beneficial to show your Sadaqa (alms-giving) if you are paying it to a nonprofit organization, but not to a person specifically, and that is because rich people compete with each other when there is a fund-raiser, each one of them tries to spend more, so on these occasions it is acceptable to give Sadaqa in public, Allah the Almighty said in the noble Quran:

(If you disclose your Sadaqat (alms-giving), it is well)

[Surat Al Baqara, verse 271]

Spending in private is to consider other’s feelings:

However, if you are giving your Sadaqa to a person, you should do that secretly in order to avoid hurting his/her feelings, dignity, and brotherhood in faith, Allah the Almighty said in the noble Quran:

(If you disclose your Sadaqat (alms-giving), it is well, but if you conceal it, and give it to the poor, that is better for you. (Allah) will forgive you some of your sins. And Allah is Well-Acquainted with what you do)

[Surat Al Baqara, verse 271]

How much should we spend?

Dear brothers, how much should we spend? Allah the Almighty said in the noble Quran:

(Let the rich man spend according to his means)

[Surat Al Talak, verse 7]

Do you think a person who owns hundreds of millions of dollars, should pay only five thousand (for example) to a non-profit project? Well, if such a person paid one million or many millions to that project, his wealth would not be affected.

One Dirham preceded thousand Dirhams:

Who knows how much you spend of your money? It is only Allah the Almighty, hence, the Prophet PBUH said:

a Dirham preceded a thousand Dirhams

[Al nasaee, and Ahmad by Abu Huraira]

What is important is the ratio of your donation to what you own in general. A rich man wanted to build a mosque, so he found the suitable land with a suitable price, and he signed the contract to pay half of its price, so the owner of the land, who happened to be poor with eight children and whose monthly salary was four thousand Liras and who worked as an orderly in a school, asked the new owner: “Where is the rest of the money?” To which the rich man answered: “That will be when you complete the concession” so the poor man asked: “What is the concession”, the rich man said: “you have to go to the religious affairs’ bureau (Awkaf) and you concede that this land is for building a mosque” and with surprise the poor man said: “Mosque!!”, then he tore up the contract and said: “By Allah I will be ashamed to sell a land that is going to be used for a mosque, I will donate it for the sake of Allah.
Then this rich man, who owns millions, said: “By Allah I felt so little in front of this orderly who owns nothing in this world but this land which he inherited a month ago, not to mention that his salary is minimal, and he lives in a rented house.
Dear honorable brothers, Allah the Almighty said in noble Quran:

(Let the rich man spend according to his means, and the man whose resources are restricted, let him spend according to what Allah has given him. Allah puts no burden on any person beyond what He has given him)

[Surat Al Talak, verse 7]

Acceptance of a donation is conditional:

It should be for Allah’s sake:

What is the condition for the charity to be accepted , Allah the Almighty said in the noble Quran:

(And the likeness of those who spend their wealth seeking Allah’s Pleasure)

[Surat Al Baqara, verse 265]

Therefore, spending is a good deed, and good deeds won’t be accepted unless they are done in the cause of Allah, hence, the Prophet PBUH said:

The deeds are considered by the intentions, and a person will get the reward according to his intention

With sincerity, you will benefit from much deeds as well little deeds, and without sincerity, you won’t benefit neither little nor much of deeds. Allah the Almighty said:

(And the likeness of those who spend their wealth seeking Allah’s Pleasure while they in their ownselves are sure and certain that Allah will reward them (for their spending in His Cause))

[Surat Al Baqara, verse 265]

Not to render the spending by reminders and injury:

One of Allah’s guidelines to us is what is mentioned in the following Ayah:

(Those who spend their wealth in the Cause of Allah, and do not follow up their gifts with reminders of their generosity or with injury)

[Surat Al Baqara, verse 262]

If you spend something, you should forget about it totally, and don’t say to that person (whom you gave money) every time you see him: “I hope that what I gave you cleared your distress?” because he will say back: “God bless you, you were gracious enough” then when you see him for another time you say: “I hope you were happy with that sum of money”. Don’t follow up your hand out with reminders or injury and you should know that Allah reserves your deed when you do it in His cause, and you don’t need to seek praise of those you spend on. So, when you do a good deed, try to forget it totally, and if you were the subject of a good deed, try not to forget it till you die.

Why do you spend?

1- Whatever you spend in good, it is for yourselves:

When you spend, you reassureyourself that you love Allah, and you prove to yourself that this money is to be used in solving so many problems in your life yet you choose to give it to your poor fellow brother, as if this sum of money you give to others is called Sadaqa because it indicates your Sidq (truthfulness) in your love to Allah, Allah the Almighty said:

(And whatever you spend in good, it is for yourselves)

[Surat Al Baqara, verse 272]

If all people were believers it won’t increase My domain a thing, Allah said in the divine Hadith:

O My slaves, were the first of you and the last of you, the human of you and jinn of you to be as pious as the most pious heart of any man of you, that would not increase My domain a thing. O My slaves, were the first of you, and the last of you, the human of you and the jinn of you to be as wicked as the most wicked heart of any man of you, that would not decrease My domain in a thing. O My slaves, were the first of you and the last of you, the human of you and the jinn of you to stand in one place and make a request of Me, and were I to give everyone what he requested, that would not decrease what I have, any more than a needle decrease the sea if put into it

[Muslim by Abi Zarr]

Therefore, Allah the Almighty doesn’t need His servants, but He orders them to spend so that He can reward them on the day of resurrection, many times more than what they spent, Allah the Almighty said:

(Who is he that will lend to Allah a goodly loan so that He may multiply it to him many times?)

[Surat Al Baqara, verse 245]

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Allah the Almighty said in the noble Quran:

(The likeness of those who spend their wealth in the Way of Allah, is as the likeness of a grain (of corn); it grows seven ears, and each ear has a hundred grains. Allah gives manifold increase to whom He pleases. And Allah is All-Sufficient for His creatures’ needs, All-Knower)

[Surat Al Baqara, verse 261]

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This resemblance is to clarify. It was mentioned in some Ahadith that a bite of food that one put in his wife’s mouth, will be as big as the mountain Uhod on the day of resurrection. If that is so, then how about when you solve a believer’s problem? How about when you help getting a young man get married? How about when you help two believers (husband and wife) to purchase a house? How about if you help in curing a patient? How about if you feed the hungry? How about if you save a family from being homeless? You should know that the Sadaqa is received by Allah’s Hand before it gets to the poor’s hand, and be hasty in paying Sadaqat as adversities won’t wait for you, and cure your patients by paying Sadaqat.

2- Whatever you spend in good, surely Allah knows it well:

Dear brothers, there are two Ayahs in the noble Quran that are critical, what does the spender wish for? Allah assured you that your Sadaqa is to be rewarded and is known by Him (and that what you wish for in general when you spend), because the spender of Sadaqa is like that who pays a visit to a patient and take a present with him, and he puts a card with his name on it on the gift and a few nice words to that patient, but actually the card is to inform the patient that this is his present not anybody’s else. Allah the Almighty said in the noble Quran:

(And whatever you spend in good, it is for yourselves, when you spend not except seeking Allah’s Countenance. And whatever you spend in good, it will be repaid to you in full, and you shall not be wronged(Charity is) for Fuqara (the poor), who in Allah’s Cause are restricted (from travel), and cannot move about in the land (for trade or work). The one who knows them not, thinks that they are rich because of their modesty. You may know them by their mark, they do not beg of people at all. And whatever you spend in good, surely Allah knows it well)

[Surat Al Baqara, verse 272-273]

Which means the followings:

1- Every charity is well-known by Allah so don’t seek praise:

Be assured that any spending you do is known by Allah, and you will do it without seeking praise from others, and as long as you spend that money sincerely in the cause of Allah, then Allah knows about it and will reward you for it.

2- Allah will compensate for you what you spend for charity:

The second meaning is that it is a fact that your money is less when you spend, so what do you wish for in this case? You wish for compensation, and you were granted that by Allah, Allah said in the noble Quran:

(and whatsoever you spend of anything (in Allah’s Cause), He will replace it. And He is the Best of providers)

[Surat Al Sab’a, verse 39]

Allah said in the noble Quran:

(And whatever you spend in good, it is for yourselves, when you spend not except seeking Allah’s Countenance. And whatever you spend in good, it will be repaid to you in full, and you shall not be wronged)

[Surat Al Baqara, verse 272]

An honorable brother told me that he gave his word that he will pay all the debts of his relative who died and who wasn’t rich, he said : “I thought the debts were close to ten or twenty thousand, but they turned out to be four hundred thousand” then he said: “By Allah I paid it all with pleasure because I gave my word to his orphan kids to pay their father’s debts, and by Allah a few days later, I sold stagnant goods, and my share was for the same amount of money that I paid”. Allah compensates for the believer, as He knows what you do and He compensates you.

3- Spending grants you the upper hand in marriage:

Spending grants you the upper hand in your marriage, Allah the Almighty said in the noble Quran:

(Men are the protectors and maintainers of women, because Allah has made one of them to excel the other, and because they spend (to support them) from their means)

[Surat Al Nisaa, verse 34]

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When a man is stingy on his wife and kids, he loses his upper hand and his position, and as I always say: according to the Islamic culture as well as our traditions and customs every father is respectful , yet, the success of any father is not only to be respected, but to be respected and likable, and that won’t be achieved except by spending.

4- The charitable rich are surrounded by guards to protect them:

Dear honorable brothers, all the people who surround the charitable rich are guards to him, and all the people who surround the stingy rich are thieves, hence, people around you are either guards or thieves, and that is why Zakat (Alms-giving) purify the rich from stinginess, purify the poor from hatred, and purify the money from all the rights that others have in it, and it has been said that the stone that has been forced into the construction in a house will be the reason of its wreck.

5- Spending purifies the soul of the rich:

Purify means that the poor will be delighted because he feels that the society didn’t turn away from him, and that the society is concerned about him and his kids’ needs, hence, any person who works on elevating the prices of goods, which means decreasing the value of the money between the hands of the workers with limited resources, will be punished by Allah. If one’s salary is eight thousand, and you increase the price of electricity, water, or phones, what is left for him to pay for food? By such acts you are pushing him to earn ill-gotten money, because you decreased the value of his limited salary.
Dear brothers, Allah the Almighty said in the noble Quran:

(Take Sadaqah (alms) from their wealth in order to purify them and sanctify them with it)

[Surat Al Tauba, verse 103]

It purifies the soul of the poor, and it purifies the soul of the rich when he/she sees that he/she is helping to solve the nation’s problems, and he/she will feel the love that hundreds and thousands are holding in their hearts for him/her.

On whom should I spend?

1- Relatives deserve charity more than others:

The relatives deserve charity more than the others, and when we say relatives we mean three levels: blood relations , relatives (poorer), and relatives (believers), so the believers deserve charity more than the disbelievers, the righteous striving believers deserve charity more than the believers of less faith, and the closest relatives deserve charity more than the distant one.

2- Spend on the poor who does not beg of people:

The following Ayah is critical, Allah the Almighty said in the noble Quran:

?)Charity is) for Fuqara (the poor), who in Allah’s Cause are restricted (from travel), and cannot move about in the land (for trade or work)?

[Surat Al Baqara, verse 273]

The indication I am aiming at is in the rest of the Ayah:

(The one who knows them not, thinks that they are rich because of their modesty)

[Surat Al Baqara, verse 273]

Who does deserve your money? It is he who doesn’t ask for it, Allah the Almighty said:

(And in their properties there was the right of the beggar, and the Mahrum (the poor who does not ask the others))

[Surat Al Tharayat, verse 19]

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The Mahrum is the poor, who doesn’t ask others, and people might not notice him at all and the heroism of the charitable person is to look for such person, and , not those who ask you and insist on you so you pay them just so you can get rid of them.
This Ayah urges you to find the poor and not the wait for the poor to look for you , because the real needy person won’t ask you because his dignity prevents him from doing so, he doesn’t demean himself in asking others , and he doesn’t cringe in front of the rich, therefore, this person deserves your money and you should look for him rather than wait for beggars.

Beware of beggars:

By Allah dear brothers, there are stories out there that are hard to believe, as some of the beggars own 40 million Pounds, houses, and cars, because it is easy money, and believe it or not, they have unions, and means to help them beg, like putting a cast on their arms , hiring a kid, and putting on torn cloths, and that is why you should look for the real poor person, the one who has dignity that prevents him from asking, and the one whom you think is rich because of his dignity, and this very person is the one who deserves your money.
One of our honorable brothers, may Allah bless him, established a project to stop beggary, and he investigated 1500 beggars himself, he swore to me that only five of them were real poor, and the rest have money in banks that varies from 700,000 to 40 million, and when he asked one of those why does he beg since he owns all this money he answered: “It is a matter of principle”.

Spending is about giving away money to the right people:

Dear brothers, spending is not about getting rid of money, and you are not done by spending unless you put it in the right hands, the low profile poor families, families with dignity, and families that are proud enough not to ask others. Allah the Almighty said:

(The one who knows them not, thinks that they are rich because of their modesty. You may know them by their mark, they do not beg of people at all. And whatever you spend in good, surely Allah knows it well)

[Surat Al Baqara, verse 273]

I don’t ask you to cease spending, but I ask you to put your money in the right place and the right hands.

Spending marks believers and stinginess marks disbelievers:

Dear honorable brothers, we should pay attention that this money you give away is your ride to the highest levels in paradise, and you should realize that money is power, and you are helping the society to be strong when you help a young man to get married, an unemployed person to work so he can afford getting married, and a single woman to find a husband, and by doing all that we are helping to fix this society. Dear brothers, a believer is meant to be a giver not a taker, Allah the Almighty said:

(By the night as it envelops; And by the day as it appears in brightness; And by Him Who created male and female; Certainly, your efforts and deeds are diverse (different in aims and purposes); As for him who gives (in charity) and keeps his duty to Allah and fears Him)

[Surat Al Lail, verse 1-5]

The believer gives, while the disbeliever was described as:

(But he who is greedy miser and thinks himself self-sufficient.,)

[Surat Al Lail, verse 8]

What will the poor spend?

Your money won’t be sufficient for all people so let your morals compensate for that. The poor is asked to spend once a year even if he/she doesn’t own his daily bread, and this is to make him/her feel the taste of spending even once a year. Though he/she doesn’t have money to spend but he/she has hundreds of ways to reach Allah. If you offer advice, if you proselytize to Allah, if you were a role model in your behavior, and if you paid a patient a visit, you will be doing your part, and there are thousands of other ways besides spending money that the poor can take to please Allah when he/she doesn’t find anything to spend, the evidence is in the following Ayah, Allah said:

(There is no blame on those who are weak or ill or who find no resources to spend [in holy fighting (Jihad)], if they are sincere and true (in duty) to Allah and His Messenger. No ground (of complaint) can there be against the Muhsinun (good-doers – see the footnote of V.9:120). And Allah is Oft-Forgiving, Most Merciful.)

[Surat Al Toba, verse 91]

He who accumulates gold and silver is under threat?

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Dear brothers, Allah the Almighty said:

(And those who hoard up gold and silver [Al-Kanz: the money, the Zakat of which has not been paid], and spend it not in the Way of Allah, -announce unto them a painful torment.)

[Surat Al Touba, verse 34]

The scholars said: any money that its Zakat is paid, no matter how much it is, is not considered as hoarded treasure, and any money that its Zakat isn’t paid, no matter how little it is, is considered as accumulated treasure, and the previous Ayah applies to the owner of such money. Oh you who gives charity, you should add righteousness to your Zakat so it will be a crown on your head on the day of resurrection. Allah the Almighty said:

(Behold! You are those who are called to spend in the Cause of Allah, yet among you are some who are niggardly. And whoever is niggardly, it is only at the expense of his ownself. But Allah is Rich (Free of all wants), and you (mankind) are poor. And if you turn away (from Islam and the obedience of Allah), He will exchange you for some other people, and they will not be your likes)

[Surat Al Muhammad, verse 38]

A symbolic story: I am the first beggar:

I used to tell a symbolic story: A man was eating chicken with his wife when there was a knock on the door, it was a beggar at the door, so the wife was about to give him part of her meal, but the husband prevented her and said: throw him out. After a period of time, the relation between the husband and wife worstened, and she was divorced. After that she got engaged to a man and got married. Once, while the newly wed couple were eating chicken, there was a knock at the door, so she opened the door and came back trembling, and her husband asked her: who is that at the door, to which she answered: it is a beggar, so her husband asked again: who is he? She was confused and said: He is my ex-husband, so her new husband said to her: Do you know who am I? I am the first beggar.
When you behave arrogantly because of your money, you will be punished, and there are tens of stories in Damascus of people who went from being rich to being poor, Allah the Almighty said:

(Behold! You are those who are called to spend in the Cause of Allah, yet among you are some who are niggardly. And whoever is niggardly, it is only at the expense of his own self. But Allah is Rich (Free of all wants), and you (mankind) are poor. And if you turn away (from Islam and the obedience of Allah), He will exchange you for some other people, and they will not be your likes)

[Surat Al Muhammad, verse 38]

When you spend, you should be grateful to Allah that he gave you the chance to spend.
Again, let me repeat, the person who accepts your charity, is doing you a favor by accepting it, because he is giving you the chance to obey Allah, so be polite to those you give to.
Rich people in the time of Omar used to walk long distances to find a person who would accet their charity. The Prophet used to put the charity in the hand of the poor with his noble hand, and some charitable persons raise the hand of the poor when they give them out of politeness with Allah.

Praise be to Allah, the Lord of the Worlds

Translation : Noora Al Sharabi
Auditing : Ghada Homad

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